We're pleased to offer our Loan Modification Program, called LoanRenovator.  LoanRenovator is a simple, very secure and easy to use program that walks you through inputting your information, compiles your custom loan modification package with no effort from you, and shows you how to negotiate with your lender.  LoanRenovator supports you every step of the way with direct support from a team of Loan Modification Specialists who are always available, and is backed by a national law firm.

The term "Loan Modification" refers to a new agreement between you and your lenders about your existing loans.  If you modify an existing loan, there’s no qualifying, no credit checks, no lender fees, no escrow or closing costs, no taxes, no appraisals, no inspections, no realtors fees – no fees at all!  And while your home mortgage payment may be your largest monthly expense, once you know how to modify a loan, you can modify every loan you have – second mortgages, second houses, cars, boats, airplanes – even credit cards and other non-secured loans.

Since a Loan Modification is a new agreement between you and your lender for your existing loan, you must deal with your lender to reach that new agreement - and you must provide your lender all the information they need to make a positive decision about your loan.  This is exactly the same information you will have to gather and provide to your lender, whether you use LoanRenovator, or possibly choose representation by an attorney (for thousands of dollars more).  Without support like LoanRenovator provides, some people may be reluctant to talk to their lender directly.  Some simply don’t know what to say, or what their lender might need to know.  Some others even think that telling their lender they need or want to reduce their monthly payment might draw unwanted attention to their situation, maybe even causing their lender to react negatively.  (This is not at all the case, by the way.)  Some of these people may even be considering  or have been convinced to let high-priced attorneys or loan modification “service firms" or individuals talk to their lender for them.  Click here to read our perspective on loan modifications, a personal note from our founder and CEO, Donald Worthington.

LoanRenovator prepares you to talk with your lender.  With LoanRenovator, you'll know what to say, how to say it, and when to say it.  LoanRenovator eliminates all the expensive fees, hassles and lack-luster results associated with professional legal services and (possibly illegal or fraudulent) loan modification services offered by companies and (non-lawyer) individuals.  With LoanRenovator, YOU are firmly in charge of your own situation, and nobody gets in between you and your lender to muddy the waters or make communication difficult.

Using LoanRenovator on your PC, you simply access our secure web site and input the financial information YOUR lender needs to make a decision about your proposal.  We maintain close contact with EVERY lender, and we know exactly what information your lender requires to make a decision in your favor.  Once you have your information input, LoanRenovator compiles it into a complete package in the format and the order your lender wants it, and it’s ready to be presented.  We provide you with where and how to send it, who your loan representative is, and their telephone number.  And our highly experienced and professional staff of Loan Modification Specialists is available to help you every step of the way, to answer any questions you might have, and to review with you your finished information before you present it.  To view our presentation about loan modifications and LoanRenovator, click here (highly recommended).

Just imagine how rare it is for a lender representative to receive a complete package and loan modification proposal in their own preferred format with all the information they’ll need to reach a positive decision about your loan.  That’s what LoanRenovator does – for thousands of dollars less than any loan modification service offering.

And remember – with LoanRenovator, we’re not just talking about modifying one loan.  You can modify EVERY LOAN you have – just provide the information about the loan you want to modify, and keep all the other information you’ve already supplied to the LoanRenovator Website.  All for just one low price.  Your information is always there, and always secure – only you can access it, and it is never shared with any third parties.

LoanRenovator is the answer to your loan modification needs.  There is nothing else that can do what it can.  And using LoanRenovator is the ONLY way to modify ALL your loans for one low price – saving you thousands of dollars for every loan you modify.  Imagine having your monthly bills cut in half.  Wouldn’t that help you cope with these trying economic times?  Couldn’t you sleep better at night?  What would you pay to have that kind of benefit and peace of mind?

Ready to buy LoanRenovator?  We now offer convenient and secure on-line ordering, using any credit card.

Still have questions?  We’d love to answer them.  Just visit our Contact Us page,  call us at 888-400-9862 or 512-697-9664, send an email to Inquiries@InternationalOneSkyline.com or click here to leave your contact information and sign up for our Newsletter.  We’re here to help you, and we can’t wait to get started.